How much are you spending on your auto insurance? Did you know that you may be spending more than you have to? You should know that the majority of the states require that you carry at least minimum liability insurance. What is minimum liability insurance? With minimum liability insurance (or collision only) any damage done to other persons property or person will be covered but not yours. With each level of insurance contains a very different deductible. A deductible is the part which you are responsible before your insurance kicks in. The overall insurance bill is referred to as the premium. This bill is usually paid once a month or once a quarter in order to maintain your coverage. You can carry full coverage (most expensive way to go) or collision only (least expensive way to go). How do you know then if you are carrying too much auto insurance? If you currently carry full coverage and are looking to drop to collision only you should probably take a few things into consideration first. Some of the factors you need to look into before dropping your full coverage include: Do you own or lease? What is the value of the car? Make sure you are aware that collision only will not cover you if hail breaks your windshield. How much are you currently paying for full coverage? After you take all of these factors into consideration can you make an educated decision on whether or not to go to collision only which would save you money on your auto insurance.
Once you make your final decision on your auto insurance it is time to hit the road for a little road trip. If you love to travel than you can always be certain that you will find the best hotel price around when you stay with Motel 6. Stay with Motel 6 and you will save lots of money and with their partnership with Groupon Coupons you are always guaranteed the best deal around.
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